Check and IRD Stock


Check and IRD Stock

Rosetta Technologies offers the industry's highest quality and most secure check and IRD paper stock for our Rosetta MICR printer owners. In addition to many standard features, our check stock features up to 17 state-of-the-art security safeguards and TonerFuse® coating. Our patented pressure seal paper simplifies check processing by eliminating the need for envelopes. And all of our blank check and IRD stock is covered under our MICR Guarantee.

Blank Check Stock

Rosetta Technologies provides high-quality blank check stock on more than 30 laser check paper designs and layouts in multiple color combinations. With the flexibility for use with virtually any accounting software and up to 17 security features, Rosetta's blank check stock is suitable for all types of check printing applications.

  • Custom and stock logos
  • Complete line of compatible envelopes
  • Personalized check stock available
  • Up to 17 security features including Heat Sensitive Ink and Simulated Watermark
  • Multiple perforation positions available
  • Quantities as low as 2500 checks
  • Poly-wrap protected
  • Top, Middle, Bottom, 3- and 4-to-page check positions
  • 8-1/2" x 7", 8-1/2" x 11", 8-1/2" x 14" check sizes

Pressure Seal Check Stock

Rosetta Technologies' pressure seal paper serves as a self-mailer that is designed to be printed, folded, sealed, and mailed in much less time than conventional printing and mailing processes using envelopes. It's a one-piece sheet than when folded, becomes the envelope. That means no more envelopes to inventory, match, and stuff - which helps reduce labor and supply costs right away.

With multiple built-in security features Rosetta's pressure seal checks can be used for payroll, accounts payable, or one of many other applications. You'll see a difference almost immediately in cost savings, greater productivity and more versatile document capabilities.

By utilizing pressure seal checks you can:

  • Eliminate ordering/stocking envelopes
  • Eliminate the time it takes to stuff and seal envelopes
  • Reduce labor costs of both printing and mail processing
  • Increase versatility of document functions

IRD Paper

As pioneers in Check 21 IRD solutions, Rosetta Technologies provides the highest quality IRD paper in the industry. Our IRD paper provides the toner adhesion necessary for the most demanding IRD printing environments. In fact, our paper has been proven to be the best product for toner adhesion in independent testing. Toner adhesion is of utmost importance because IRDs are processed through high-speed reader/sorters, and the toner must properly adhere to avoid rejects.

    Return IRDs
  • 8.5 X 17, yellow, 4-up
  • 8.5 X 13, yellow, 3-up
  • 8.5 x 11, yellow, 1-up
  • 8.25 x 8.5, yellow, 2-up
  • 8.25 x 4.25, yellow, 1-up
    Forward IRDs
  • 8.5 X 11, yellow, 3-up
  • 8.5 X 11, yellow, 1-up
  • 8.5 X 3.66, yellow, 1-up
Innovative technology and solutions

It's way more than toner!

Rosetta Technologies has a team of chemists and engineers who work tirelessly on the MICR toner formulation for each MICR printer to ensure consistent high-quality MICR toner performance throughout the life of the printer and to guarantee adherence to national and international MICR industry standards.

There are five key elements that are evaluated and perfected with every type of MICR toner:

  • Character Signal Strength - measurement of the magnetic property of the toner.
  • Adhesion, or the ability to adhere or fuse to the paper.
  • Cohesion, or the ability of toner molecules to adhere to each other.
  • Durability - the performance of the toner through multiple passes in reader/sorters.
  • Toner life - the measure of output expected per toner cartridge or bottle.

Frequently Asked Questions

Yes! Recently, the Federal Reserve made numerous changes to Regulation CC, but the requirements have not changed. Checks and Substitute Checks (IRDs) are legally required to include a magnetic code line in order to be treated as a "cash item" for processing in the U.S. Payment System.

MICR (pronounced micker or miker) is an acronym for "Magnetic Ink Character Recognition" and is used to describe the characters and symbols at the bottom of a check. These characters consist of specially designed, standardized fonts that are printed with ink or toner that contains magnetic material.

As checks travel through the check processing system they pass through large machines called reader/sorters. Reader/ sorters identify the magnetic toner and, depending on the individual magnetic strength, it will recognize each character. These magnetic numbers and characters translate into "fields".

It is a requirement that the fields on all checks be printed with MICR toner to ensure they can be efficiently processed. If the routing and account numbers are printed on a check with standard toner, the check will be rejected and the issuer will be subject to a fine per item rejected.

MICR numbers conform to a strict specification set forth by both the American Bankers Association (ABA) and the American National Standards Institute (ANSI). These standards are periodically reviewed by the Accredited Standards Committee (ASC) X9 Financial Services (a committee given the responsibility of establishing and maintaining standards of MICR). Rosetta Technologies is a standing member of the ASC X.9B Committee on Paper Payment Systems.

Utilizing a MICR printer has many advantages over a standard laser printer with pre-printed check stock:

  • Because MICR printers print the MICR line directly onto the paper, they use blank check stock. This eliminates the expenses, inefficiencies and risk associated with purchasing, storing, distributing and tracking pre-printed check stock.
  • Printing on blank check stock ensures that your checks will not become outdated, like they could with pre-printed stock. For instance, if your company changed locations, or the bank account number changed, or the logo was updated, the pre-printed check stock would have to be destroyed.
  • MICR printers can print documents for all types of MICR and standard office applications such as loan coupons, depository transfers, starter checks, etc. Many companies utilize MICR for different types of applications that would require different pre-printed check stock and forms.

While it is possible to use a MICR toner cartridge in a standard printer, we strongly recommend against it. Because the MICR specifications are so rigid and a fee is imposed if the requirements are not met, choosing to print checks with a standard printer is a risky choice.

There is an intricate process that goes into re-engineering a standard printer for MICR application. The end result is a printer with additional quality assurance and security features that are geared specifically for printing MICR documents. These include:

  • E-13B Font: Rosetta Technologies creates this font for each individual printer, which ensures the highest achievable readability of MICR characters.
  • CMC7 Font: This font was designed specifically for use with Rosetta Technologies' MICR printers to produce the highest achievable readability of MICR characters.
  • Low Toner Warning and Auto Stop: This feature senses toner level remaining in a cartridge, warns user of a low condition, and automatically stops printing when the toner reaches a level that could adversely impact MICR readability.
  • Paper Tray Locks: These locks make it impossible to access a paper tray containing check stock or other sensitive paper without a key.
  • Datastream Encryption: This feature sends secure, encrypted data from the host. The data is then received and decrypted by the printer. This helps to combat check fraud because it makes it impossible to intercept the print stream data.

In addition, Rosetta Technologies MICR printers include originally manufactured MICR toner. The toner and it's cartridge or bottle is developed for each individual MICR printer. The MICR toner is formulated to ensure the printer's engine performance, high print quality, excellent toner yield, and long fuser life.

Lastly, all Rosetta Technologies' MICR printers include a MICR Quality Guarantee. The guarantee protects against fees imposed by banks for MICR performance or quality issues when the printer is used in conjunction with approved MICR toner and check stock and is continuously maintained under an approved Rosetta Technologies' service plan.

Yes, the type and quality of the paper you use is paramount to the long-term performance of your printer. Proper paper storage, handling and usage will contribute to trouble-free operation.

Current ANSI Standards X9.18, approved by the ABA, specifies that if 24 pound (90g/m2) paper is used (the recommended weight), then the grain direction used for checks may be either direction. Additional requirements to meet all current banking specifications are:

  • Sheffield smoothness between 120 and 150
  • Moisture content of 4.5%
  • Moisture-proof package wrapping
  • Avoid use of cut-sheet paper made from fan-fold stock
  • No ferromagnetic material contained in paper

Rosetta Technologies' check stock, as well as other approved check stock, have been tested for use in all Rosetta Technologies' MICR printers and is included in the MICR Guarantee.