Software for the two halves of the same operation. The CheckStream family prints checks on blank stock, in-house, at the teller line or as a service. OnSight and OnSight Decision turn returned items into compliant Image Replacement Documents and decide what happens to each one.
All of it is built around the same constraint the printers are: a MICR line has to land inside a bank reader/sorter's tolerances, every time. That is why the returns products ship with their own printer.
CheckStream is a family of three products. Each answers one question: who prints the check? Compare all three.
Check printing software and services for every way an organization pays by check: print in-house, print at the teller line, or have the checks printed and mailed for you.
Receives X9 electronic cash letters and prints compliant Image Replacement Documents on demand, as a bundled software and MICR printer system.
A rules-based decisioning engine that disposes of inclearing items by amount, presentment count, or return reason code, and merges the chargeback letter with the IRD.
Universal print management across UNIX, Linux, Windows, and AS/400. Routes every job to the right device, reprints page ranges rather than whole documents, and allocates cost by department.
CheckStream: what gets composed, in one pass
Printed onto blank safety stock. Nothing is pre-printed. Background, logo, security features and MICR line all print at production time.
A finance team working a month-end run. Peak volume, not the average, is the number that sizes a printer.
What an IRD carries
Printed on demand, because the MICR line is specific to the item.
Most organizations start on one side and discover the other later. They are worth understanding together, because the same MICR quality problem shows up in both and the same guarantee covers both.
You are producing payments. The risks are a rejected item costing a bank fee, pre-printed stock going obsolete when an account changes, and an unauthorized person printing a check.
You are receiving items that came back. The risks are an item held too long to re-present, a chargeback packet assembled wrong, and an IRD a reader/sorter will not accept.
The MICR Performance Guarantee is possible because we supply all three parts of the print path. When MICR quality is in question, there is no argument between three suppliers about whose part caused it.
Tell us your monthly volume and what you are running now. That is enough for a real answer rather than a brochure.
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