We build the printer, write the software and formulate the toner, so one company answers for every character on the MICR line.
ProMark MICR toner reject rate or lower, independently tested on an IBM 3890 high-speed reader/sorter.
Finance and operations teams usually assemble check printing from three suppliers: a printer vendor, a software vendor, and whoever sells the toner. We supply all three, which is what makes the MICR Performance Guarantee possible at all.
Ricoh print engines re-engineered into MICR-capable hardware, from a Ricoh P 311 for a single payroll department to a Ricoh Pro 8420 running 136 pages per minute. Every product page names its engine.
Print checks on demand across a single device or a networked environment, and process return items and Image Replacement Documents without adding a second vendor.
The first polyester-based MICR toner in the industry. A polyester base holds together and tolerates heat better than the polystyrene base most MICR toner still uses, which is where the reject-rate difference comes from.
When a reader/sorter cannot read the magnetic line on a check, the item is rejected and handled by exception. Banks charge for items over their acceptable reject rate. The toner is what decides how often that happens.
The 0.1% figure comes from independent testing on an IBM 3890 high-speed reader/sorter, which is the class of machine that decides whether a check clears or gets kicked out.
ProMark MICR toner is the first polyester-based MICR toner in the industry. It holds together under heat and handling, so the magnetic signal on the line survives the trip through a sorter.
The printer, the software, and the toner all come from us. When MICR quality is in question, there is no argument between three suppliers about whose part caused it.
A worn fuser, the wrong toner, or paper outside the specification.
The reader/sorter cannot read it magnetically.
The item is processed by hand at the bank.
Charged on rejects above the rate your bank accepts.
ProMark MICR toner tests at a 0.1 percent reject rate or lower. The industry-typical range is 2 to 4 percent.
ProMark MICR toner independently tested on an IBM 3890 high-speed reader/sorter.
A bank running a nightly production cycle and a payroll department printing four hundred checks a month need different hardware, different software, and a different conversation. Pick the one that matches your operation.
High-volume check output, plus returns and Image Replacement Document processing.
See the fit
Large runs on a deadline, where a rejected item is a payment that missed its day.
See the fit
In-office printing for smaller volumes, so nobody stores and secures blank check stock.
See the fit
Return items out of PDF or X9.37 files, with a decisioning engine for the manual calls.
See the fitWe re-engineer proven Ricoh print engines into MICR-capable hardware rather than building proprietary printers from scratch. The desktop P 311M is built on a Ricoh P 311 and the production Pro 8410M / 8420M on a Ricoh Pro 8420. The engine is a machine your service organization already supports. The MICR path is what we build.
Most people meet MICR without knowing its name. It is the row of angular characters along the bottom of every check.
MICR stands for magnetic ink character recognition. It is a technology that prints characters in magnetic ink or toner so a machine can read them by their magnetic signal rather than by their shape. Banks use it to sort and clear checks at high speed.
The MICR line is the row of characters printed along the bottom edge of a check. It carries the bank routing number, the account number, and the check number, printed in the E-13B character set. A reader/sorter at the bank reads that line magnetically to route the item.
A MICR check has its MICR line printed with magnetic toner on a printer calibrated for MICR output. A check printed on an ordinary office printer with ordinary toner looks similar to a person but carries no usable magnetic signal, so a reader/sorter rejects it and the item is handled by hand.
A reader/sorter rejects an item when the magnetic signal on the MICR line is too weak, too strong, or misshapen. Common causes are non-MICR toner, a printer that is out of calibration, worn fuser components, or paper that is not designed for the process. Banks charge for rejected items over their acceptable rate.
What makes a printer a MICR printer
All three present, and the item clears. The reader/sorter reads the line. With only the toner, the check looks right to a person and is rejected by the machine.
Buyers in this category research before they ever contact a vendor. These pages are written to be useful on their own, whether or not the reader ends up buying from us.
What separates a check printer from an office printer, what to specify, and what it costs to get it wrong.
How a MICR printer differs from a standard laser printer, and which class fits which volume.
The full process for a business: stock, software, the MICR line, and the bank test before you go live.
Which number on the bottom of a check is which, and what each field is for.
What we cover when a bank reports a MICR quality problem, and the conditions that apply.
Where print-on-demand check production reduces exposure compared with pre-printed stock.
If your bank reports a MICR quality problem, we investigate it. Where the problem is verified as caused by our materials or modifications and cannot be resolved, we reimburse the fees your bank charges for rejected checks over their acceptable rate.
Applies to Rosetta Technologies branded Ricoh printers purchased in the United States or Canada from us or an authorized reseller, operated with approved supplies and our MICR fonts, and maintained under an approved service plan. Full conditions on the guarantee page.
Eleven checks a finance or operations team can run on its own check output before the bank runs them for you. Covers toner, fuser condition, stock, font, and the signal test itself.
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